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$242,000

NAL Estimated Property Value

604 S Chestnut St, Winnsboro, TX, 75494

Off MarketInfo
Beds4 Beds
Baths1,628 Sq Ft
price_per_sqft$128.93 / sqft
Year BuiltBuilt in 1930

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Half 2Bathrooms Half 2
AppliancesDishwasher
FlooringHardwood

Exterior

Lot Size15,673 sqft

Building Information

Year Built1930

Land Information

APN39964
Lot Number4C
Land UseResidential
Legal DescriptionLOT 4C BLK P2 .3598 CITY OF WINNSBORO
Census Tract950200
Assessed Land Value$7,840
Assessed Improvement Value$172,990
Assessment Year2025

About this property

LOCATION LOCATION LOCATION! This home is centrally located to everything a busy family needs in Winnsboro!Located directly across from the Intermediate school, this home boasts a close proximity to little league football, baseball, softball, and soccer fields plus all WISD schools and basketball gyms. This home is also convenient to gymnastics, dance, and karate studios as well as all the exciting activities and events in the thriving downtown area including our Farmers Market. Best of all, this house offers all the space you need for a large family, or additional rooms for hobbies, or work-from-home offices. The home has been updated with new wiring, HVAC, Roof, and a new survey. Make your appointment to see this great home!

Investor Tools

Property Icon
$242,000
Estimated Property Value
$72,538Estimated Mortgage Balance
$169,462Estimated Equity
70% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,452 /month
Positive
Cash Flow Estimate:
$484 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$406/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,662
$180,830
2025
$7,840
$172,990
$180,830
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,662
$180,830

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
City National Bank Of Sulphur Springs
Conventional
$75,000
No
First
Jul 24, 2024
Aug 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$72,538
$169,462
70%
30%
$450/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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604 S Chestnut St | Property Details | No Agent List