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$395,000

646 Arroyo Loma, New Braunfels, TX, 78130

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,951 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$178.88 / sqft
Year BuiltBuilt in 2018

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Dryer, Refrigerator, Washer, Disposal
FlooringCarpet, Ceramic Tile

Exterior

Lot Size5,663 sqft

Building Information

Year Built2019
Stories1
Roof Type105
Garage Spaces1

Land Information

APN09-0121-0033-00
Lot Number8
SubdivisionArroyo Verde 1
Land UseResidential
Legal DescriptionARROYO VERDE 1, BLOCK 2, LOT 8
Census Tract310904
Assessed Land Value$85,000
Assessed Improvement Value$310,000
Assessment Year2025

About this property

Welcome to 646 Arroyo Loma, a lovely one-story and move-in ready Perry home in the Arroyo Verde subdivision. This small community located on the west side of I35 offers tranquility, convenience and an easy to San Antonio or Austin. Features of this one owner, well maintained home include 3bed/2bath, office w/french doors (could be a 4th bedroom or flex space), open concept living/dining, nicely appointed kitchen with, island, gas cooktop, stainless steel appliances, walk in pantry, 11'ceilings, window coverings, tile flooring in main areas, large windows provide lots of natural sunlight, primary bedroom is 17'x17' with an ensuite bath, and WIC. Outside you will find a covered patio, landscaped front/backyard, privacy fence and irrigation system complete this wonderful home. Zoned to Comal ISD and just down the road from popular destinations like Historic Gruene, downtown New Braunfels, Schlitterbahn and Comal/Guadalupe River.Come take a look today, because at this price it might be gone tomorrow.

Investor Tools

Property Icon
$395,000
Estimated Property Value
$268,000Estimated Mortgage Balance
$129,730Estimated Equity
32% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,370 /month
Positive
Cash Flow Estimate:
$790 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$746/month
$540/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,980
$395,000
2025
$85,000
$310,000
$395,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,980
$395,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Commercial Bank
Conventional
$268,000
No
First
Oct 24, 2025
Nov 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$265,270
$129,730
32%
67%
$1,607/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: New Braunfels

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