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$303,000

648 Oxford Ln, Troy, TX, 76579

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths1,839 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$171.29 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Microwave, Oven, Water Heater
FlooringCarpet, Tile

Exterior

Lot Size5,924 sqft

Building Information

Year Built2022
Stories1
Roof Type105
Garage Spaces2

Land Information

APN511806
Lot Number48
SubdivisionCottonwood Creek Phase I
Land UseResidential
Legal DescriptionCOTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0048
Census Tract020101
Assessed Land Value$45,000
Assessed Improvement Value$245,895
Assessment Year2025

About this property

Welcome to your dream home! This stunning 4-bedroom, 3-bathroom gem is nestled in a peaceful neighborhood on Oxford Lane in Troy, TX. With no backyard neighbors, you’ll enjoy ultimate privacy and serene views. As you step inside, you'll be greeted by a spacious and open floor plan that’s perfect for both entertaining and everyday living. The kitchen is a chef's delight, featuring modern appliances, ample counter space, and a large island. The adjoining living and dining areas are bathed in natural light, creating a warm and inviting atmosphere. The large primary suite offers a peaceful retreat, complete with an en-suite bathroom and generous closet space. Three additional bedrooms provide plenty of room for family, guests, or a home office. Step outside to the backyard, where you can relax on the patio and enjoy the open sky with no rear neighbors to interrupt the tranquility. The home also includes a two-car garage and easy access to local schools, parks, and amenities. Don’t miss out on this beautiful property! Schedule a showing today and make 648 Oxford Lane your forever home.

Investor Tools

Property Icon
$303,000
Estimated Property Value
$175,000Estimated Mortgage Balance
$0Estimated Equity
42% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,890 /month
Positive
Cash Flow Estimate:
$630 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$458/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,986
$290,895
2025
$45,000
$245,895
$290,895
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,986
$290,895

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Of Central Tx
Closed-End Mortgage / Closed-End With Future Advance Clause
$175,000
No
First
Apr 8, 2025
Apr 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$343,312
N/A
0%
113%
$2,100/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Troy

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648 Oxford Ln | Property Details | No Agent List