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$460,253

NAL Estimated Property Value

702 N Penelope St, Belton, TX, 76513

$483,826 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,432 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$144.23 / sqft
Year BuiltBuilt in 1913

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDouble Oven, Dishwasher, Exhaust Fan, Electric Water Heater, Gas Range, Water Heater, Range
FlooringCarpet, Vinyl, Wood

Exterior

Exterior FeaturesBalcony
Lot Size22,216 sqft

Building Information

Year Built1913
Stories2
Roof Type105

Land Information

APN34143
Lot Number21
SubdivisionBelton Original
Land UseResidential
Legal DescriptionBELTON ORIGINAL, BLOCK 61D, LOT PT 21, (E 178' OF 21), ACRES .51 (E 178' OF 21)
Census Tract021601
Assessed Land Value$48,208
Assessed Improvement Value$412,045
Assessment Year2025

About this property

CHARMING VICTORIAN HOME IN THE HEART OF BELTON'S HISTORIC DISTRICT! Step into timeless elegance with this truly unique residence nestled on a picturesque half acre lot. Surrounded by mature trees and a park-like setting, this 4-bedroom, 3-bathroom home offers over 3,400 square feet of character, comfort, and charm with 5 fireplaces. Inside, you will find spacious bedrooms, a formal dining room, two inviting living areas, and a large upstairs bonus room with its own private staircase—perfect for a guest suite, game room, or home office. The home features two grand chandeliers that add a dramatic touch of classic sophistication to the two downstairs rooms which can be used as bedrooms or living areas. The kitchen showcases a premium 6-burner Elmira Stove Works gas range that blends vintage style with modern performance, as well as open shelving and a separate prep sink. Enjoy morning coffee or evening sunsets on the expansive wraparound porches, or unwind in the backyard gazebo surrounded by beautifully maintained landscaping. There's ample parking with a multi-car pad, plus a designated RV/boat parking area with full hookups. Located in Belton’s Historical District, this rare gem combines the grace of a bygone era with the conveniences of modern living. Don’t miss your opportunity to own a piece of local history. Walking or biking distance to downtown, UMHB, and local dining. Updates: copper electrical, plumbing updated to PVC pipes, exterior repainted, HVAC replaced this month (both inside and outside units).

Investor Tools

Property Icon
$460,253
Estimated Property Value
$247,921Estimated Mortgage Balance
$212,332Estimated Equity
46% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$483,825
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,970 /month
Positive
Cash Flow Estimate:
$990 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$969/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$9,326
$460,253
2025
$48,208
$412,045
$460,253
No

Tax History

Year
Tax Paid
Assessed Value
2024
$9,326
$460,253

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Conventional
$249,000
No
First
Feb 26, 2026
Mar 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$247,921
$212,332
46%
54%
$1,493/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,640/mo
$1,493/mo
+$147/mo
4.3%

City: Belton

702 N Penelope St | Property Details | No Agent List