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$886,217

NAL Estimated Property Value

816 W Cottage Street, Houston, TX, 77009

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,578 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$554.5 / sqft
Year BuiltBuilt in 1926

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesENERGY STAR Qualified Appliances, Disposal, Gas Oven, Microwave, Gas Range, Dishwasher
FlooringCarpet, Tile, Wood

Exterior

Lot Size5,510 sqft

Building Information

Year Built1926
Stories1
Garage Spaces2

Land Information

APN0621350000006
Lot Number6
SubdivisionEast Norhill
Land UseResidential
Legal DescriptionLT 6 BLK 221 EAST NORHILL
Census Tract511400
Assessed Land Value$496,080
Assessed Improvement Value$390,137
Assessment Year2025

About this property

Offering exceptional flexibility in beloved Norhill Heights, 816 W Cottage St is an updated Craftsman-style home with historic designation and a versatile layout that can live as 2–3 bedrooms in the main house, plus a 4th bedroom and 3rd full bath in the detached garage apartment. A charming front porch, gated driveway, mature tree canopy, and classic bungalow architecture create a warm first impression. Inside, hardwood floors, crown molding, cased windows, and natural light enhance the open floor plan. The kitchen features quartz counters, stainless steel appliances, an island, and breakfast bar seating. The primary suite opens through French doors to a luxurious bath. The optional 3rd bedroom, currently used as the dining room, features two closets and offers potential as a bedroom, office, nursery, or flex space. Outdoors, enjoy a backyard deck, green space, and easy access to Proctor Park and Heights favorites.

Investor Tools

Property Icon
$886,217
Estimated Property Value
$655,052Estimated Mortgage Balance
$231,165Estimated Equity
26% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,317 /month
Positive
Cash Flow Estimate:
$1,772 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,541/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$14,059
$886,217
2025
$496,080
$390,137
$886,217
No

Tax History

Year
Tax Paid
Assessed Value
2024
$14,059
$886,217

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Secure Financial Services Inc
Conventional
$692,000
No
First
Jul 3, 2023
Aug 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$655,052
$231,165
26%
74%
$4,149/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,722/mo
$4,149/mo
$-2,427/mo
2.3%

City: Houston

816 W Cottage Street | Property Details | No Agent List