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$282,000

820 W Live Oak ST, Lockhart, TX, 78644

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,268 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$222.4 / sqft
Year BuiltBuilt in 1955

Property Lead Type:

Must-SellAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDryer, Dishwasher, Free Standing Electric Range, Gas Water Heater, Range Hood
FlooringCarpet Free, Laminate, Tile

Exterior

Exterior FeaturesLighting, No Exterior Steps
Lot Size10,581 sqft

Building Information

Year Built1955
Stories1
Garage Spaces1

Land Information

APN0300569-012-001-40
Lot Number1,2
SubdivisionTrammel Revised
Land UseResidential
Legal DescriptionTRAMMEL REVISED, BLOCK 12, LOT PT 1 & 2
Census Tract960300
Assessed Land Value$70,580
Assessed Improvement Value$188,590
Assessment Year2025

About this property

Classic mid-century charm meets thoughtful modern updates in this inviting Lockhart home, where retro features, stylish improvements, and a spacious backyard create a place you'll love coming home to. Anchored by majestic shade trees on an oversized .243-acre lot, this 1955 home blends timeless character with today’s comforts in one of Lockhart's well-established locations. From the moment you arrive, the inviting front porch and landscaped curb appeal create a warm welcome that instantly feels like home. Inside, you'll find 3 bedrooms, 2 bathrooms, and 1,268 square feet of comfortable living space. Stylish improvements throughout the home complement its original character, while quartz countertops and backsplash, updated lighting and fixtures, and a thoughtfully added second shower bring a fresh, contemporary touch. Major improvements in 2026 include upgraded plumbing and electrical systems, HVAC, 30-yr roof shingles, and interior paint, offering peace of mind for years to come. Step outside to discover a spacious fenced backyard canopied with shade, providing the perfect setting for entertaining, gardening, pets, or simply relaxing under the Texas sky. A large rear patio extends the living space outdoors, while the vintage workshop offers endless possibilities for hobbies, storage, creative projects, or a future studio. Rare for an in-town property, this additional space creates opportunities limited only by your imagination. A covered carport adds everyday convenience. With no HOA and plenty of room to enjoy, this property offers the freedom and flexibility that's becoming harder to find. Located just minutes from Lockhart's historic town square, you'll enjoy easy access to local boutiques, dining, entertainment, community events, and the town's world-famous barbecue. Quick connections to Hwy 183 and SH130 make commuting to Austin, San Marcos, and surrounding areas remarkably convenient while still providing the charm and slower pace of small-town living.

Investor Tools

$84,339Estimated Mortgage Balance
$174,831Estimated Equity
67% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,692 /month
Positive
Cash Flow Estimate:
$564 /month

Interested in this property?

Brenda Chambliss

Countywide Realty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$541/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,195
$259,170
2025
$70,580
$188,590
$259,170
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,195
$259,170

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Lockhart National Bank
Open End Mortgage / Open End With Future Advance Clause
$98,000
No
First
Jun 17, 2019
Jun 2039

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$84,339
$174,831
67%
33%
$588/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,088/mo
$588/mo
+$1,500/mo
9.7%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lockhart

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820 W Live Oak ST | Property Details | No Agent List