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$299,999

986 Benchmark Trl, Belton, TX, 76513

$389,999 ARVInfo
Under ContractInfo
Beds3 Beds
Baths2 Bath
Baths2,267 Sq Ft
price_per_sqft$132.33 / sqft
Year BuiltBuilt in 1990

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Oven, Range Hood
FlooringParquet, Tile

Exterior

Exterior FeaturesSee Remarks
Lot Size30,000 sqft

Building Information

Year Built1990
Stories2
Roof Type105
Garage Spaces3

Land Information

APN129361
Lot Number74
SubdivisionWoodland Trails Ii
Land UseResidential
Legal DescriptionWOODLAND TRAILS II, BLOCK 001, LOT 74, 75
Census Tract020201
Assessed Land Value$46,500
Assessed Improvement Value$443,678
Assessment Year2025

About this property

This one checks all the boxes especially with no HOA, strong curb appeal, a metal roof that's only a year old, and a layout that just works. The kitchen features warm stained cabinetry, a center island with breakfast bar, updated countertops, and open dining. The sitting room with tray ceilings adds a nice touch of character, and the laundry room is actually spacious. The primary suite is the star of the show with beamed ceilings, a large closet, and an ensuite with dual sinks, jetted tub, separate shower, and built-in storage. Out back, a covered deck runs the full length of the home, and a second level balcony connects directly to the primary bedroom, perfect for morning coffee. Fenced yard, mature trees, irrigation system, and a detached garage round it out. Easy access to I-14, minutes from shopping, dining, and entertainment in Belton and Temple, and just a short drive to Lake Belton and local trails. Well maintained, full of character, and ready for its next owner. Discounted rate options and no lender fee future refinancing may be available for qualified buyers.

Investor Tools

$198,474Estimated Mortgage Balance
$273,549Estimated Equity
58% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$389,999
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,839 /month
Positive
Cash Flow Estimate:
$946 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$638/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,287
$473,191
2025
$46,500
$443,678
$490,178
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,287
$473,191

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Homelight Home Loans Inc
Stand Alone Second / Subordinate Position
$200,219
No
First
Oct 27, 2025
Feb 2026

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$198,474
$274,717
58%
42%
$1,201/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,640/mo
$1,201/mo
+$439/mo
4.2%

City: Belton

986 Benchmark Trl | Property Details | No Agent List